We know taking the first step can be difficult. It was for us too. Maybe you've tried other budgets but they just didn't work. Maybe this is your first time getting serious about managing your money. Or maybe you just want someone to show you what to do to finally, finally, finally, see progress with paying down your debt or building your savings. We hear you.
Personal Finance.... SIMPLIFIED!
So many of us go through life never fully embracing how to handle our money on a day-to-day basis. There are countless ways to do it, the key is to find what works for our situation so we can stick with it to be successful. Figure out where we are today, determine where we want to be in the future and develop a plan to bridge that gap. That’s what Financial Coaching is all about.
Whether you work with No Regrets Money or another financial coach, the goal is to help you live within a realistic budget, pay down debt, and save for life’s good (and not so good) expenses. We want you to have less money stress so you can get back to living your best life. Easy Peasy!
Keys To A No Regrets Money Life... What We Do Differently
One-on-one financial coaching = Money Reality + Money psyche
Coaching 101 looks at dollars coming in vs. dollars going out (Money Reality). The key difference with our 1:1 Financial Coaching is that we also dig into the emotions behind money behaviors (Money Psyche). A person's Money Psyche is the key to success at any age, income or wealth level, no matter who you are. Once we understand BOTH pieces of the money puzzle, we create a plan specific to your unique situation.
self-ruling = your unique situation + your priorities
Your priorities are yours and yours alone. While our coaching process and tools are a framework that anyone could use, the plan we develop together will reflect your priorities, your needs, your shoulds, your wants. It's your life, we'll help you figure out the way to your version of successful money management.
gotchas = gotta plan for them to win at budgeting
We'll teach you how to budget for the gotchas that we all experience from time to time. Those expenses that seem to pop up out of nowhere at the worst possible time can derail the best of budgets. Our coaching process can help you manage what life throws at you while staying on track. Win-win!
freedom tradeoffs = aligning your money reality + your priorities
What you choose to spend your money on is your business. I'm guessing you never expected a Financial Coach to say that. BUT....if you are serious about reducing your money stress, your expenses need to be aligned with your Money Reality + your priorities. That's where Freedom Tradeoffs come in. Once you embrace your tradeoffs, your money life will be forever changed.
How Our Financial Coaching Works
Commit to PIVOT
Once you're committed to transforming how you do money, we will schedule your 1:1 PIVOT Experience, complete the upfront prep work and then meet for your 2 hour game changing session!
Own Your Money Reality
The prep work completed prior to your PIVOT Experience will show us a clear picture of where you are currently on your financial journey. Your Money Reality Dashboard is the detailed foundation that your money plan will be based on.
Master Your Money Psyche
During your PIVOT Experience, we'll talk about your priorities, your values, your goals...and use that input to develop a step by step, clear and concise, plan for your spending and other financial goals. We will set you up for success!
Level-Up Your Money Life!
Here's where the magic happens.... it's time to put your plan into action! Some clients feel confident to move forward on their own after their PIVOT Experience. Others choose to work with their coach longer for additional support.
1:1 PIVOT Experience Take-Aways
Money Reality DASHBOARD
If you’ve ever been curious to see your financial snapshot summed up in an easy to understand template, you’re in luck! Your Dashboard shows how you are progressing on your financial journey…. Earn vs. Spend, Own vs. Owe, Net Worth, and spending, debt and housing ratios. All in one place! How’s that for Personal Finance….SIMPLIFIED!
Zero-Based
BUDGET
A budget that reflects your priorities + your Money Reality. From your monthly debt payments and bills, to your daily expenses, to the gotcha expenses that cause havoc in our financial world. We’re not going to tell you what you should or shouldn’t be spending your money on; we’ll help you figure out how to create a budget that works for your lifestyle.
SAVINGS
Roadmap
Having a plan for your savings goals is key. And that includes planning for the good things in life, not just the emergencies. Saving for a home, wedding, vacation, new car? We can help you get there!
DEBT
Analysis
If paying down debt is your #1 goal, we’ll help you choose the payoff method that makes sense for your situation and give you the tools you need to make it happen.
Commit to Pivot!
Utilizing online technology at its best, we work virtually with people across the US!
Two Hour Personal Coaching Session
+
Your Money Reality Dashboard Bundle
$350
1:1 Coaching Not Your Next Best Step Right Now?
Check out these resources to help you get started on your NO REGRETS MONEY life!
FREE Quick Start Guide
Want to know what No Regrets Money is all about? Check out this free download!
Money Tools
If you're starting at square one, these resources may be a great starting point!
Client Success.... This Is Why We Do What We Do
If you want help seeing the light at the end of the personal finance tunnel, connect with Jenn at No Regrets Money! My 1:1 PIVOT was enlightening and scary and eye opening all at the same time, but I’m finally sticking to my budget and starting to save some money!
Alyssa T. | Milwaukee, WI
My (reluctant) husband wanted to know why we would pay money to save money… fast forward four months after our Pivot experience and we are on our way to paying down our debt! He finally admitted he’s less stressed about our finances and our No Regrets Money coaching is worth every penny!
Julie & Ryan | Ashville, NC
I make a good living, but never really knew exactly where my money was going each month. It took me a while to commit, but I recently completed my pivot session. With the detailed budget and list of actions that I walked away with, I’m feeling more in control each time I pay my bills. I’ve even decided to sign up for more coaching so I can tackle paying off my debt next!
Katie M. | Canton, OH